Economic Daily-China Economic Net Beijing May 18 (Reporter Pan Shipeng correspondent Zhou Yi) The reporter learned from the Industrial and Commercial Bank of China Hainan Branch on the 18 th that digital RMB was imported into e-commerce enterprises in Hainan for the first time — National Exemption (Hainan) Technology Co., Ltd. used and completed the payment. This is the first time that digital RMB has been applied to cross-border import e-commerce payment scenarios and successfully landed in Hainan.
It is understood that this project is provided with digital RMB payment interface and operation services by China Industrial and Commercial Bank Hainan Branch, and technical support and merchant supporting services are provided by HNA Group Xinsheng Payment Co., Ltd.
Liu Xiaoli, the person in charge of the new payment digital RMB project, said that compared with the general e-commerce platform, cross-border imported e-commerce has further verified the consistency of subscribers and payers on the basis of real-name authentication, which meets the requirements of customs supervision. For consumers, just choose "digital RMB payment" in the final payment stage of placing an order, and realize the closed-loop settlement from consumers to platforms. The platform can receive all the consumption amount, which makes the whole payment process more economical and secure.
"The use of digital RMB in cross-border import e-commerce platform, for platform merchants, the payment of zero handling fee greatly reduces operating costs, thus increasing revenue," said Zhou Yehui, head of the national technology e-commerce platform. The person in charge of digital RMB business of China Industrial and Commercial Bank of China Hainan Branch said that the application of digital RMB payment in cross-border e-commerce import scenario is an innovative breakthrough in the pilot project of digital RMB in Hainan, and it is also a concrete case and vivid practice to reduce the payment fee for small and micro enterprises, which not only improves the payment efficiency, but also enhances the privacy protection for consumers, and will also better promote the free and convenient trade and capital flow in the free trade port.